Interest rates, or the current yield rates change every day. How do they change daily? How do they become so low?

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Use the stock market to lower your tax liabilities? Don’t step in any traps!

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When retirees start to tap their retirement assets for income, should they consider the effect of market risk and negative returns on those assets? Many times retirees taking fixed income from assets with market risk are left with nothing if they experience negative returns too early.

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Making financial decisions? Sometimes you may feel like it is easier to see in a fogged mirror. Annuities may provide you with guarantees that play an important part in your financial plan. Make sure you understand how the guarantee works. See inside..

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Equity Index Annuities are often scrutinized. Is it fair? A recently released article from a professor from Wharton seems to think so. It seems we have forgotten that sometimes what applies to one doesn’t apply to all.

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Exchange Traded Funds have some favorable attributes over mutual funds. They also can be used in conjunction with other assets in your portfolio to maximize tax efficiency.

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Why do people stay in the stock market even when they take losses? What is the psychology behind this dilemma? A financial planner must understand this psychology.

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Have you thought about investing in exchange traded funds? ETF basics you might need to know before investing in them.

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Retirement Income Planning Basics

Financial Planning Basics

Understanding the Debt Ceiling